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Nicholas Tay

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A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Nicholas Tay
 
 
 
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Testimonials and Referral Notes

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Ng Eik Pin. 8 Times MDRT

A strong and well-respected leader with the ability to create a vision and lead his FSCs toward it. He is open to ideas, passionate, and able to encourage, motivate and challenge you to produce your best work!

Daniel Yeo. 3 Times MDRT

Ten (10) years working with Nicholas, and in summary, he’s selfless and nurturing, knowledgeable, understanding, and always having our backs, and going the extra mile to help us in any way possible, the best environment to grow and learn at TNF with Nicholas at the helm. Keep it up!

Aaron Sim. 8 Times MDRT

From the bottom of my heart, I’m deeply grateful that I joined TrueNorth 9 years back, which under Nicholas’ guidance has become a reputable and respectable organization in the industry. From day 1, Nicholas never shy away from any challenges, always ready to guide and help us as much as possible. With years of working with him, I can say he is genuinely concerned about the success of each and everyone in the organization. With that, I’m sure it will be your blessing to have him guiding you along this greatly rewarding career.

Valerie Tey. 3 Times MDRT

Nicholas is a leader who will always make time for his advisors, and who will always go the extra mile to help you get something done. In a business where this is crucial, I am grateful and very appreciative of all that he has put in to help me grow and get what I needed to be done, the past eight and half years. Not only that, he has the acumen to explore initiatives that makes our job easier as advisors and that helps to bring the team forward as a whole. Having worked with different leaders before, I know that being in Nicholas' team, you will have it better than a lot of other places, be it backend support or client facing, when you require it.

Veronica.9 Times MDRT with 2 Times COT, A Mother of 3 and Living a Well-balance Life

Nicholas has been my manager since I started my career with AIA in 1997. He has been a great mentor and leader who has guided me and shared with me valuable experiences on financial planning that have helped me in my work tremendously. I am always thankful to God for this leader.

Jermin Chua.7 Times MDRT

Working with Nicholas has always been very fruitful. A "Can do" & "Considered it done" attitude is how he has supported me whenever I encounter problems in my work. He always give sound advice that has helped me in solving my work problem and providing sound recommendations to my clients. Nicholas has great foresight to grow TrueNorth Financial with high quality professional Financial Services Consultants (FSC). He consistently search and introduce innovative ways, be it technology or courses, to keep his FSCs abreast of the market changes. Thank you, Nicholas! You are simply outstanding in your leadership! Don't miss the chance to join us at TrueNorth Financial! It is a great team to work with!